Cost should never be a mystery at the dentist. At Salinas Smiles Dental Group, we verify your insurance benefits before treatment, give you a clear estimate up front, and offer financing options — including CareCredit — so you can plan care around your budget instead of putting it off.
Key Takeaways
- We work with many PPO dental insurance plans and verify your benefits before your visit.
- CareCredit and payment plans let you spread treatment costs over time.
- No insurance? Ask about our new patient specials and cash options.
- You’ll always see the estimate — and your questions answered — before any work begins.
Using Your Dental Insurance Here
Bring your insurance card (or just your plan details) and we’ll take it from there:
- We verify your benefits — coverage levels, deductible, remaining annual maximum, and waiting periods.
- You get a real estimate for recommended treatment, showing what insurance is expected to cover and what your share would be.
- We file the claims and follow up with your insurer so you don’t have to.
A tip most patients don’t hear: dental benefits reset every year, and unused annual maximums don’t roll over. Preventive visits like exams and cleanings are often covered at or near 100% on many plans — if you’re paying premiums, use them. (More on that in our use-it-or-lose-it guide.)
Financing: CareCredit and Payment Plans
For larger treatment plans — implants, full-arch treatment, veneers, or dentures — we offer:
- CareCredit: a healthcare credit line with promotional financing options, applied for in minutes.
- Payment plans: we’ll work with you to break treatment into manageable steps, prioritizing what’s urgent and phasing the rest.
No Insurance? You’re Still Welcome
Plenty of our patients pay without insurance. We keep it workable with transparent pricing, new patient specials, phased treatment planning, and financing. The most expensive dental care is the kind that’s delayed until it becomes an emergency — if cost has kept you away, call us and let’s figure out a plan together.
Talk to Us Before You Decide
Call (831) 424-4230 with your insurance details and the treatment you’re considering — we’ll tell you what to expect cost-wise before you ever sit in the chair. Or request an appointment and we’ll handle verification when we confirm your visit.
Frequently Asked Questions
Do you accept my insurance?
We work with many PPO dental plans. Call us with your plan name and member details and we’ll verify your specific benefits — usually the same day.
What if my insurance only covers part of a treatment?
We’ll show you the expected insurance portion and your share before starting, and we can phase treatment or set up financing for the balance.
How does CareCredit work?
You apply online or in our office (it takes minutes), and if approved you can use the credit line for treatment right away, with promotional financing options on qualifying amounts.
Do you offer discounts for paying cash?
Ask about current new patient specials and cash options when you call — offers change through the year.
Is financing available for emergencies?
Yes — CareCredit and payment arrangements apply to emergency care too. Don’t let cost stop you from calling when you’re in pain.
Related services: New Patient Specials · Dental Exams & Cleanings · Same-Day Emergency Care — or request an appointment.
